Are coupes more expensive than sedans for insurance?

You can generally expect to pay more for car insurance if you have a coupe instead of a sedan. Many car insurance companies charge more to insure coupes because they consider coupes to be higher-risk vehicles than sedans and consider the people who own them to be higher-risk drivers. On average, two-door car insurance rates are higher because they are coupes that tend to be driven by high-risk drivers. The driver's history and location have a big impact on two-door car insurance rates and can result in a high premium.

But you can still find cheap car insurance rates for a two-seater vehicle. Hatchbacks tend to be more expensive to insure than their sedan variants, although the difference is quite small. This compares to four-door sedans, which are most often driven by older, more conservative people with families. The cheapest cars to insure are the Subaru Forester, Dodge Grand Caravan and Honda Of the 10 cheapest cars to insure, 3 are minivans, 3 are crossovers, 2 are SUVs, 1 is a pickup truck and 1 is a sedan.

Car insurance is generally more affordable for drivers of the most popular sedans than it is for the best coupes.